Guide to Buying a Home
Let the Search Begin!
shopping can be both exciting and exhausting but doing some
preparation before you hit the street to look at homes will help
Here are some great tips to keep in mind when you're
1. Don't view too many properties in one day.
2. Bring a notebook, pen and/or digital camera with you as you
3. Keep a folder with flyers or print outs on properties that
4. When you find a property you like, visit it at different
times of the day.
5. Don't be put off by interior decorations - they can and will
When you find a home you really like, there are some more
probing questions you might want to ask. And remember, a
professional home inspection will be necessary to completely
answer most of these issues.
1. When was the home built?
2. How many owners has it had?
3. How does the asking price compare to other houses in the
4. What did the property sell for when the current owner
purchased it? What year was it purchased in?
5. Is the existing mortgage assumable?
6. What are the annual property taxes?
7. Will the taxes increase with the transfer of deed and a new
8. Is there a builder's warranty on the property? What are the
details of that warranty?
9. Will there be additional structures built around the property
that could distort the view?
1. What is the level of ground maintenance that will be
2. Are there any structural anomalies or problems with the
outside area of the property?
1. Are the appliances built in?
2. Is there adequate insulation?
3. What improvements/additions has the homeowner made to the
property since purchase?
4. What appliances is the seller offering in the sale?
1. What is the age and condition of each major system in the
home (plumbing, electrical, heating & cooling)?
2. What type of fuel is the home heated with?
3. What are the average monthly utility costs? What are the
winter and summer highs and lows?
4. Are there any major repairs that will need to be made before
someone can live in the home?